CoinPicks AI Terms

Education, not advice

CoinPicks AI is an education tool. Nothing it says is financial, investment, tax or legal advice, and nobody at CoinPicks is acting as your licensed adviser. The AI can be wrong, out of date, or confidently mistaken. Every decision about your money is yours, and you are responsible for it.

Crypto markets can lose value quickly and completely. Never put in money you can't afford to lose.

Who can use it

You need to be 18 or older and a CoinPicks member in good standing. Your access follows your membership: if your membership ends, your access ends. Don't share your login.

Tokens

The AI's work is paid for in tokens. Your membership includes a token allowance that refills at the start of each month; unused allowance does not roll over. Tokens you buy on top never expire.

Tokens have no cash value, can't be transferred out, and aren't refundable once spent. If something clearly goes wrong on our side — a failed answer that still charged you — tell us and we'll put the tokens back.

We may change allowance sizes and prices. If a change reduces what you get, we'll tell you before it takes effect.

Mini apps you build

You own the mini apps you create. You're also responsible for them: if you publish one, you're the one sharing it with the world.

Don't publish an app that:

• gives financial advice or promises returns,
• pretends to be a person, company or product it isn't,
• collects anyone's passwords, keys or payment details,
• breaks the law or someone else's rights.

We can unpublish an app that does. Published apps carry a note saying they were built by a CoinPicks member, and you can unpublish yours at any time.

Keys and services you connect

You can save your own API keys and connect your own servers. We store keys encrypted and use them only to make the calls you or your apps ask for. We never sell them and never show them back to you in full.

They're still your keys: you're responsible for how they're used, for any charges the provider bills you, and for that provider's own terms. Remove a key here and we delete it.

Exchange keys are accepted only for the optional Autonomous Apps feature, and only with withdrawals disabled. We refuse keys with withdrawal power. When you turn that feature on, the software places only the trades your own written conditions call for, in your own account, with a full activity log and a kill switch — and it can never move money out. Outside that feature, only read-only data flows through us, and we never place trades. Logins, passwords, and seed phrases are never accepted, anywhere. The main site's Terms describe Autonomous Apps in full and are part of the deal.

Using your chats to improve the AI

Off by default. If you turn on Help improve CoinPicks AI, you give us permission to use chats you create while that setting is on to train and improve our own AI models. We remove personal details first. You can withdraw permission any time, and withdrawal applies to future chats.

Chats you delete are never used. We never sell your chats. See the privacy page for what Anthropic, whose model powers this app, does and doesn't do with them.

Fair use

Don't try to break the app, get around token limits, resell access, or use it to build a competing product. Don't use it to do anything illegal or to harm anyone. We can suspend access that does.

The legal part

The service is provided "as is", without warranties of any kind. To the fullest extent the law allows, CoinPicks is not liable for any indirect, incidental or consequential losses, or for any trading or investment losses, arising from your use of CoinPicks AI. Where liability can't be excluded, it is limited to what you paid us in the three months before the claim.

These terms are governed by the laws of the State of Florida, USA.

Questions

Email support@coinpicksedu.com.